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Blog / April 29, 2026

Sending money home: how to keep the fees small

Remittances to West Africa and the Caribbean add up. A few practical tips on timing, amount thresholds, and choosing the right corridor.

By Guinea Services

Hands exchanging US dollar bills indoors

Most of our money-transfer customers send to Guinea, Senegal, Mali, Haiti, and the Dominican Republic. Over a year, the difference between a careful sender and a casual one can be hundreds of dollars in fees alone.

Send larger amounts less often. Most corridors have a flat fee for transfers under five hundred dollars and a percentage above that. Sending three hundred dollars twice a month costs more than sending six hundred dollars once.

Check the exchange rate, not just the advertised fee. A zero-fee transfer with a poor rate can cost more than a transfer with a small fee and a competitive rate. We post the day's rates at the counter every morning.

Same-day cash pickup costs more than next-day deposit to a mobile wallet. If the family on the other side has Orange Money or MTN MoMo, the deposit route is almost always cheaper and arrives within minutes anyway.

Keep your receipts. If a transfer is delayed or the cash is not picked up within thirty days, the receipt is what we use to get your money back. Take a photo of it before you leave.

Stop in at the counter and we will price the options for you. There is no charge for the comparison.